For business · online & in-store

Accept crypto.
From 0% merchant fees.

Zypto Pay is the crypto payment gateway built for real businesses. Online checkout, POS and direct API - settle in crypto or auto-convert to your local currency.

0%Merchant fees
$0Setup fees
100+Cryptos accepted
Zypto Pay checkout flow shown on a merchant device
0%Merchant fees
$0Setup fees
100+Accepted cryptos
20+Supported chains
How Zypto Pay works

Checkout to settlement. Simple.

One integration. Zero merchant-side fees.

01

Customer pays

Pick a crypto at checkout - QR or wallet-connect.

02

Network confirms

On-chain confirmation - transaction only completes once funds are received.

03

Zypto routes

Auto-convert or keep - to your treasury rails.

04

You're paid

Crypto wallet, bank account, or split. Reconciled, automatically.

  • From 0% merchant fees
  • Fast settlement
  • POS · Checkout · API
  • Industry-grade MPC vault
Built for every checkout

Online. In-store. Wherever you sell.

Drop-in checkout widget

Add Zypto Pay to any e-commerce stack quickly. One JS snippet, one webhook. Pre-built integrations for WooCommerce, PrestaShop and Adobe Commerce.

  • Auto-detect customer wallet (MetaMask, WalletConnect, Zypto App)
  • On-chain and closed loop payment options
  • Settle in crypto or auto-convert to local currency
Zypto Pay online checkout
Who builds on Zypto Pay

From single-shop SMBs to payment processors.

Online stores

Add a "Pay with crypto" button at checkout. Simple plugin install for WooCommerce, PrestaShop and Adobe Commerce - copy-paste your API key and you're ready.

  • WooCommerce, PrestaShop, Adobe Commerce
  • 100+ cryptocurrencies accepted
  • Settle in crypto or local currency

Physical retailers

Accept crypto in-person via Soft-POS or POS terminal. The smoothest in-store crypto payment experience on the market.

  • Soft-POS or dedicated terminal
  • On-chain and closed loop options
  • Fast settlement to bank or crypto wallet

Processors & partners

White label the gateway. Build crypto payment rails under your brand without building the infrastructure from scratch.

  • White label + custom branding
  • Direct API for custom integrations
  • Exchanges, fintechs, PSPs, banks
Developer-first

Three lines from your first payment.

Stripe-shaped events. Idempotent retries. OpenAPI 3.1 schema. SDKs in five languages with type definitions where it matters.

  • REST + webhooks

    Stripe-compatible events make porting drop-in.

  • Industry-grade security

    MPC multichain vault. Funds confirmed on-chain before settlement.

  • 20+ chains, one endpoint

    Bitcoin, Ethereum, Solana, Tron, Polygon, Arbitrum, Base, Optimism, Lightning…

node.js
const { Zypto } = require('zypto-pay');
const zypto = new Zypto(process.env.ZYPTO_KEY);

const charge = await zypto.charges.create({
  amount: 29.99,
  currency: 'USD',
  accept: ['BTC', 'ETH', 'USDC'],
  settle: 'USDC',
  metadata: { order_id: 'A-2871' }
});

// charge.checkout_url
// → redirect customer to the hosted checkout
Settle your way

Crypto, fiat,
or split the difference.

Keep what comes in. Auto-convert to USDC. Wire to your bank. Or split - a percentage as crypto for treasury, the rest converted to fiat. Your settlement, your rules.

  • Settle in crypto or fiat
  • USDC, USDT, and other stablecoins supported
  • Global cross-border payment flows
  • Pay global teams and suppliers
Treasury settlement
Merchant FAQ

Common questions.

What is Zypto Pay?

Zypto Pay is a comprehensive crypto payment gateway for businesses of all sizes. It allows businesses to accept cryptocurrency payments easily and securely, with a wide range of supported cryptocurrencies and fast settlement in crypto or local currency.

What is a crypto payment gateway?

A crypto payment gateway enables businesses to accept cryptocurrency payments for their products or services, and to pay global teams and suppliers. It serves as a bridge between merchants, customers and blockchain networks, facilitating transactions using digital currencies such as USDC, USDT, Bitcoin, Ethereum, Solana and others.

How to accept crypto payments as a business?

Book a 30-minute consultation call with Zypto. We'll walk you through our products, demo our APIs and integrations, and advise on the best setup for your business. If it's a fit, getting set up is fast and easy with our expert onboarding team.

How is 0% merchant fee possible?

Zypto Pay charges 0% merchant-side processing fees. There are no setup fees and no hidden fees. Network fees (gas) are paid to the blockchain, not to Zypto.

What e-commerce platforms do you integrate with?

Zypto Pay integrates with WooCommerce, PrestaShop and Adobe Commerce. More integrations are on the way. For custom setups, our direct REST API and webhooks work with any checkout stack.

Can I white label the Zypto Pay gateway?

Yes. Zypto Pay's gateway infrastructure is available as a white label solution. Typical white label clients include crypto exchanges, fintechs, payment service providers, banks and crypto projects. Book a consultation to learn more.

Get started with Zypto Pay

Ready to accept crypto payments?

Book a 30-minute consultation. We'll take you through our products, listen to your requirements and advise on the best setup. We look forward to meeting you, and hopefully to working and thriving together.

Home/Business/Zypto Pay

Accept crypto payments. 0% merchant fees.

Zypto Pay is the crypto payment gateway for businesses large and small. Accept 100+ cryptocurrencies online and in person, settle in crypto or local currency, with 0% merchant-side fees and no setup cost.

0%Merchant-side fees
$0Setup & hidden fees
100+Cryptocurrencies
One processor, any business

A universal crypto payment processor, online and off.

From single-shop vendors to large companies, accept 100+ cryptocurrencies online, in person, and at the POS terminal, with 0% merchant-side fees. Reach customers who want to pay in crypto, at a lower cost than card and bank terminals, and settle in crypto or local currency.

How Zypto Pay works

A payment flows in. You choose how it lands.

A customer pays in crypto. Zypto Pay confirms it on-chain and holds it in a secure vault. You settle it your way, keep the crypto or auto-convert to local currency.

Customerpays in crypto
Zypto Pay
Keep as crypto100+ assets
Local currencyauto-convert
Customer pays in crypto
Zypto Pay confirms & secures it
Settle in crypto or local currency, your choice
Online and in person

One gateway for every checkout.

Accept crypto payments wherever you sell, on your website, at the counter, or on the move.

Ecommerce APIs & plugins

Click install, paste your API key, and you are ready. WooCommerce, PrestaShop, Adobe Commerce and more on the way, plus a clean API for custom builds.

In-person payments

Take crypto at the counter with on-chain and closed-loop options. Use soft-POS on a phone, or integrate with your existing POS terminal.

Industry-grade security vault

Payments confirm only once funds are received. Funds are held in a multichain MPC vault and are quickly available for withdrawal.

Easy setup

No coding needed. Unless you want to.

Most businesses just install a plugin and paste an API key, no developer required. WooCommerce, PrestaShop, Adobe Commerce and more on the way. And for custom builds, there is a clean API.

Getting started

Set up your crypto payment gateway in four steps.

It starts with a conversation. We learn what you are building, then get you live with an expert onboarding team.

1

Book a consultation

Grab a 30-minute call with our team at a time that suits you.

2

Talk it through

Tell us how you want to accept crypto, your settlement target and your stack.

3

See a demo

We walk you through the products and APIs, and answer every question.

4

Onboard fast

Decide to go ahead and our onboarding team gets you live quickly.

The crypto market

Blockchain payments are here to stay.

Crypto payments are fast, cross-border and economical. Start accepting the fast-growing crypto market with a full suite of payment tools built for business.

Settle your way

Crypto or local currency. Your treasury, your rules.

Whatever comes in, you decide how it lands. Keep it in crypto, or have it settled to your local currency.

Keep it in crypto

Settle on-chain in BTC, ETH, XRP or stablecoins like USDT and USDC, yours to hold, swap or move whenever you like.

Settle to local currency

Auto-convert to your local currency for fast, cross-border settlement, with 0% merchant-side fees.

White label

Our gateway, your brand.

Looking for a white-label crypto payment gateway, or a gateway development partner? Our clients include crypto exchanges, fintechs, payment service providers, banks and crypto projects.

Explore white label
Merchant FAQ

Zypto crypto payment gateway, answered.

What is Zypto Pay?

Zypto Pay is a crypto payment gateway that lets businesses of any size accept cryptocurrency payments easily and securely. It supports 100+ cryptocurrencies, online and in person, so you can tap into the growing blockchain economy.

What is a crypto payment gateway?

A crypto payment gateway lets businesses accept cryptocurrency for their products or services, and pay teams and suppliers. It sits between merchants, customers and blockchain networks, handling transactions in digital currencies such as USDC, USDT, Bitcoin, Ethereum, Solana and more.

How do I accept crypto payments as a business?

It is straightforward with Zypto Pay. Install a plugin or use the API for your website, or take payments in person with soft-POS or a POS terminal. Book a consultation and our team will get you set up.

What does Zypto Pay cost?

There are 0% merchant-side transaction fees, $0 setup fees and no hidden fees. You settle in crypto or local currency, with fast cross-border transactions.

Can I take payments online and in person?

Yes. Use ecommerce plugins or the API for your website, and accept crypto in person with soft-POS on a phone or an integrated POS terminal. Zypto Pay is a universal processor for any business, online or offline.

Can I get a white-label crypto payment gateway?

Yes. Zypto offers white-label crypto payment gateways for companies that want a gateway under their own brand, including exchanges, fintechs, payment service providers and banks. Learn about white label.

Cheaper to accept, easier to grow

Crypto payments, without the card-machine costs.

Accepting crypto costs less than traditional card and bank POS terminals, and it gives the growing number of customers who want to pay in crypto the option they are asking for.

Ready to talk? Book a 30-minute consultation.

We will walk you through the products and APIs, listen to your requirements, and advise on how Zypto Pay can enable your business to accept crypto.

Book a consultation
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What Zypto users say

Excellent 4.7 based on 220 reviews Read all reviews on Trustpilot