Live on-chain

The crypto super app.Free your money.

Q: How do the Zypto Visa cards work?

Order a virtual or physical Visa card in the Zypto app, fund it with any of 100+ supported cryptocurrencies, and use it for everyday spending wherever Visa is accepted. Add it to Apple Pay or Google Pay for tap to pay.

Q: Where is Zypto available?

The Zypto App is available on iOS and Android in 120+ countries. Card availability varies by region. Bill pay covers 87,000+ billers across 120+ countries and mobile top-ups work in 170+ countries.

A self-custodial DeFi wallet for 24,000+ assets across 20+ blockchains. One balance, one app, the keys stay yours.

Get the app How it works

Zypto crypto wallet app on iPhone alongside two crypto Visa cards

Live

By the numbers

The whole crypto economy in your pocket.

0+ Crypto assets supported Across 20+ blockchains

0+ Bills payable with crypto In 120+ countries

0+ Gift card retailers Instant delivery

0+ Countries for mobile top-ups 100+ supported cryptos

The whole ecosystem

The DeFi crypto wallet, and every way to use what's in it.

Zypto Crypto Wallet App

A self-custodial DeFi wallet, for 24,000+ assets.

Buy, sell, send, swap and stake across 20+ blockchains - with one balance, one app, and the keys staying in your hands.

Explore the wallet app

Crypto Visa cards

Use your crypto at 60M+ merchants.

Virtual or physical. Tap with Apple Pay or Google Pay. Fund from 100+ cryptocurrencies.

See the cards

Explore - hover any tile

Vault Key Card

Mobile-first hardware wallet. Pairs over NFC. Split-key, AES-256, optional biometric. True cold storage with no cables.

3FA+ biometrics Pair & protect

Pay bills with crypto

Mortgage, rent, utilities, credit cards, loans - every bill that takes fiat, paid with crypto.

87,000+billers · 120+ countries Pay a bill

Gift cards

PlayStation, Xbox, Roblox, Google Play and thousands more, bought with BTC, ETH, USDC and delivered instantly to your wallet.

8,500+retailers · 100+ cryptos Browse gift cards

Mobile top-ups

Recharge any number, any network. Send airtime, data, or combined bundles in seconds, from anywhere.

170+countries · 800+ operators Top up a phone

Rewards Hub · ZYPs

Earn ZYPs on swaps, card loads, bill pay and referrals. Redeem across the whole Zypto ecosystem.

Earn ZYPson everyday Zypto actions Start earning

USDC ⇌ Cash

Cash-in or cash-out of Zypto App in USDC at any participating MoneyGram location worldwide. No bank account required.

Connect cash

A serious DeFi wallet, first

As capable as your favorite Web3 wallet. And then some.

Single-chain DEX swaps, cross-chain routing, WalletConnect, and a full in-app Web3 browser - everything you expect from a top-tier wallet.

Same DeFi power. Plus crypto cards, bill pay, gift cards and on/off-ramps.

Built-in DEX swaps

Tap-to-swap inside the wallet across the top DEXes. Best route picked automatically - no copy-paste, no second tab.

Single-chain · best price routing

Cross-chain swap

1,000,000+ crosschain swap routes, right in the app. Swap from chain to chain in two taps, without leaving your wallet.

20+ blockchains · 1M+ routes

WalletConnect

Connect to any Web3 app in a tap. Sign, vote, mint, lend - your wallet works everywhere your favorite dApps do.

Universal Web3 sign-in

In-app Web3 browser

A full dApp browser inside the wallet. Trade, mint NFTs, govern, play - without leaving Zypto or copying an address.

Native dApp surface

Crypto Visa cards

Two crypto Visa cards.
One real-world wallet.

A premium black physical card for everyday spend, plus an instant virtual card for online and Apple / Google Pay. Both fund from 100+ cryptocurrencies including BTC, ETH, USDC and SOL.

Reloadable virtual cardCreated in the app in seconds
High transaction limitsSubject to eligibility and applicable limits
Apple / Google PayTap wherever Visa is accepted
Instant fundingBTC, ETH, USDC, SOL and 95+ more

Choose your card

Crypto gift cards

Spend crypto at 8,500+ international brands.

Buy gift cards with BTC, ETH, USDC or 100+ other cryptocurrencies. Codes delivered to your wallet in seconds, with ZYPs on every purchase.

PlayStation$50

Xbox$100

Roblox$25

Google Play$15

Epic Games$25 adidas$75 Lacoste$50 Levi's$40 Subway$20 Nespresso$30 + 8,485 more

Browse the crypto gift card store Pay with BTC, ETH, USDC and 100+ more · Earn ZYPs on every order

Zypto for business

From your first crypto payment to building something new.

Crypto payments, custody, white label and bespoke development, all on infrastructure proven in production, with a team that stays with you from the first conversation to launch.

Explore Zypto for business

Crypto payment gateway

Zypto Pay

Accept 100+ cryptocurrencies for your goods and services. Plugins for popular platforms plus a clean API, with settlement in crypto or local currency.

Explore Zypto Pay

Institutional MPC vault

Crypto custody

Institutional custody, a multichain MPC vault, and wallet infrastructure, custodial and non-custodial, with SOC 2, ISO 27001 and CCSS Level 3 certified security.

Explore custody

Your brand, our rails

White label

Launch branded crypto products, wallet apps, a payment gateway, cards, bill pay and more, on infrastructure we have spent years building. Skip the R&D and the cost.

Explore white label

Bespoke crypto development

Blockchain development

Bespoke blockchain development by the team behind the Zypto ecosystem. You bring the idea, we build it, from DeFi wallets and Web3 apps to payment gateways and cross-chain solutions.

Explore development

Trusted partners

Built with the leaders in crypto infrastructure.

What Zypto users say on Trustpilot

Excellent4.7 based on 220 reviews on Trustpilot

Read all reviews on Trustpilot

Download

Take Zypto with you.
Your crypto, anywhere.

The Zypto App is available on iOS and Android. Self-custodial wallet, cards, bill pay and gift cards, all in your pocket.

Free to download · No subscription

Got questions

Frequently asked questions.

Everything you might want to know about Zypto, before you sign up.

Is Zypto self-custodial? Who holds my keys?

Yes. Zypto wallets are fully self-custodial. Your seed phrase and private keys are generated on your device, encrypted, and never sent to our servers. We can't access your funds, freeze your account, or reverse a transaction. Your keys are your coins.

For added security, pair the wallet with our optional Vault Key Card for cold-storage-grade protection.

Which blockchains and assets does Zypto support?

Zypto supports 24,000+ cryptocurrencies across 20+ blockchains, including Bitcoin, Ethereum, Solana, Polygon, Algorand, Stellar, BNB Chain, Avalanche and more. We add chains regularly based on user demand.

How do the Zypto Visa cards work?

Order a virtual or physical Visa card from within the Zypto app, fund it with any of 100+ supported cryptocurrencies, and use it for everyday spending. The card settles in fiat at the point of sale. Add it to Apple Pay or Google Pay for tap-to-pay.

What are the fees? Any hidden charges?

Zypto Pay (our business gateway) charges 0% merchant-side processing and 0% setup fees. For individuals, on-chain network fees still apply when you send crypto. Card and bill-pay fees are disclosed in the app before you confirm any transaction.

Where is Zypto available?

The Zypto App is available globally on iOS and Android in 120+ countries. Card availability varies by region. Bill pay covers 87,000+ billers across 120+ countries. Mobile top-ups work in 170+ countries.

How do I get help if something goes wrong?

Our support team is available 24/7 via the in-app chat. For account-recovery situations where a seed phrase is lost, we can't restore access - that's the trade-off of true self-custody. Keep your seed phrase safe.

Reimagining how the world transacts, with crypto that connects.

Zypto is a comprehensive crypto wallet app and payments ecosystem, built to make blockchain feel as easy as cash. A self-custodial wallet, real Visa cards, bill pay, gift cards and on or off ramps, all in one app.

For people, that means freedom to spend, earn and protect crypto in the real world.

For businesses, it means a single partner for crypto payments, custody, white label cards and bespoke blockchain development.

We exist to give people and businesses sovereign control of their money, anywhere they go.