Cash out to shillings at MoneyGram, top up your mobile airtime, grab gift cards, and buy, swap, and hold across 24,000+ assets. Everything runs from one self-custodial wallet inside a crypto super app that works in Kenya and 190+ countries.
Free · about 2 minutes to set up · no bank account needed
Kenya built one of the world's deepest mobile-money habits long before crypto arrived, so managing value on a phone is already second nature for millions of people. Diaspora remittances are a steady part of household income, and digital rails let that money reach families faster and at lower cost than older bank corridors. A wallet that ties holdings to local cash and airtime fits naturally into how Kenyans already move money.
Tap what you came for and we'll take you straight there. Every one of these runs from the free Zypto app, so wherever you start, you're one download away.
Use your crypto for real-world spending wherever Visa is accepted. Merchants get shillings.
Turn USDC into cash and collect it at MoneyGram locations across Kenya.
Top up any major Kenyan carrier in seconds, paid for with crypto.
Buy gift cards with crypto for yourself, or send value to friends and family abroad.
Buy with a card or Apple Pay and hold 24,000+ assets across 20+ chains, self-custodial.
No bank account, no waiting. Set up your self-custodial wallet and start using your crypto in Kenya the same day.
Get the free app on iOS or Android and create your self-custodial wallet in minutes.
Buy with a card or Apple Pay, or receive crypto you already hold. 24,000+ assets supported.
Get a Visa card, cash out to shillings and more, all settled locally.
Load it from your wallet and use your crypto for real-world spending wherever Visa is accepted. You tap, Zypto converts in the background, and the merchant is paid in shillings. No bank in the middle.
Card issuance is subject to eligibility and identity verification. Acceptance depends on the merchant and is not guaranteed everywhere Visa is shown.
Convert USDC to cash and collect it at MoneyGram locations across Kenya. Crypto in, shillings in hand.
USDC to cashTop up any major Kenyan carrier in seconds, straight from your crypto, for yourself or someone else.
Top up a phoneBuy gift cards with crypto for popular brands, or send value to friends and family abroad in a tap.
Browse gift cardsOne wallet · 20+ blockchains · 24,000+ assets
Cryptocurrencies accepted as payment in Zypto App
Spending is only half the story. Zypto is a self-custodial home for your whole crypto life: own it, move it, protect it, use it. Easy enough for your first wallet, powerful enough for everything after.
Hold, send and receive across 20+ chains in one wallet. Your keys never leave your device.
Swap between assets and across chains without leaving the app.
Buy crypto with a card or Apple Pay, with 100+ local currency display options.
Earn rewards when you load, spend or refer friends to Zypto.
Zypto is self-custodial. You hold your own keys, so only you can move or spend your crypto, and Zypto never takes custody of your funds.
Zypto tries to keep all information on this website up to date, but we cannot guarantee that nothing has changed since the last update. Product and feature availability varies by region and can change. If in doubt, please consult our customer support team.
The Zypto Premium VISA Card is available to eligible residents and is accepted wherever Visa is accepted. You load it from your crypto and the merchant is paid in shillings. Card issuance is subject to identity verification, and acceptance depends on the merchant.
Convert USDC and collect cash at MoneyGram locations across Kenya, spend with the Zypto Visa card.
Zypto lets you convert eligible assets and pick up the value as shillings cash at a MoneyGram location. Identity verification, eligibility, and applicable limits apply, and the amount you receive reflects the rate at the time of the transaction.
Bitcoin, stablecoins like USDC and USDT, and 100+ assets held in the Zypto wallet. If you need a different asset, you can swap in-app first.
Yes. You hold your own keys and Zypto never takes custody of your funds. That also means you are responsible for your recovery phrase: if you lose it, Zypto cannot restore access to your wallet.
Download Zypto free and put your crypto to work today. Card, cash and more in one self-custodial app.
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